Records, changes and outlooks — connected.

The Morgan product

Morgan organizes information you provide, calculates a position from those records, surfaces changes to review, and helps explain the context.

01 Financial Core 02 Monitor 03 Horizon 04 Morgan Intelligence 05 Reports

01 / FINANCIAL CORE

Start with a record you can trace.

Add transactions, accounts, invoices and bills, or review an imported bank statement before confirming it. Morgan recalculates totals from the saved records and keeps business balances scoped to your workspace.

Classify income, expenses and transfers
Track receivables, payables and recorded payments
See the record behind a summary or total

Morgan does not connect to bank accounts or verify statement payments.

FINANCIAL CORE / CASH ACTIVITYSample business · illustrative

Recorded cash position$84,260.00Three accounts · USD

DATE / RECORDCLASSIFICATIONAMOUNT

Oct 17 Northstar StudioIncome+$4,800.00

Oct 16 Payroll · weeklyExpense−$3,250.00

Oct 14 Workspace rentRecurring−$1,850.00

12 records this periodOPEN LEDGER ↗

02 / MONITOR

Review the signal and its source.

Monitor groups overdue items, possible duplicates, recurring cost changes and other review signals with references to the records that caused them. A signal is a prompt to inspect the evidence, not a conclusion about what happened.

MONITOR / ITEMS TO REVIEW3 findings · sample business

OCT 18
09:20

PAYMENT TIMING

Client invoice is 8 days overdue

Due date passed · invoice still marked sent

RECORDINV-0108 · Cedar House$12,340.50

OCT 16
14:05

RECURRING COST

Cloud hosting increased

Compared with the previous recurring charge

RECORDCloudframe · Oct statement+$84.00

OCT 14
08:42

REVIEW SIGNAL

Two expenses share a reference

Possible duplicate · check the imported entries

RECORDSTXN-0341 · TXN-0346Review

LOOK AHEAD / HORIZON

See where today's decisions could take you.

Understand how incoming payments, recurring expenses and changing assumptions could affect your future cash position.

Illustrative forecast · example data only

Delay one client payment

On time

Example invoice: $12,400 · due in 30 days

PROJECTED CASH POSITION$68,400Day 90 estimate · illustrative

RecordedEstimateBase scenario · assumptions visible.

MORGAN INTELLIGENCE / GROUNDED CONTEXT

Financial information, explained.

Ask about the records and estimates in your workspace. Morgan Intelligence can help explain the context; it does not create the underlying financial calculations.

How the explanation works

ILLUSTRATIVE CONVERSATION SUPPLIED DATA

YOU ASKED

“Why does the cash estimate dip in the last week of October?”

MORGAN INTELLIGENCE

The base estimate includes $14,200 in payroll that week. It also places a $12,340 invoice payment in early November based on its saved due date.

If that payment arrives later, the lower balance lasts longer. The estimate uses your current invoice and bill dates; it cannot confirm when a client will pay.

CALCULATED IN HORIZONWeek of Oct 27 · projected balance ↗INV-0108 · due Nov 3 ↗Payroll schedule · Oct 30 ↗

Calculations are deterministic. AI provides explanation only.

REPORTS / YOUR RECORDS, MADE USEFUL

Turn financial activity into something you can use.

Review a period, understand the movement and share a report with the people who help run the business.

Explore reporting

MORGAN / FINANCIAL REVIEWILLUSTRATIVE · OCT 2026

MONTHLY BUSINESS REVIEW

October, in view.

Recorded activity and a short outlook for the weeks ahead.

INCOME$64,820

EXPENSES$51,400

NET MOVEMENT+$13,420

RECORDED CASH → ESTIMATE

SAMPLE REPORT
NOT CUSTOMER DATA

WORKFLOWS / PRACTICAL USE

Use Morgan where timing matters.

Client payment is late

Review the invoice and its saved date, then see how a delay changes the cash estimate.

Costs are rising

Compare recurring transactions and open the entries behind a potential change.

You are considering a hire

Add a planned expense to a scenario and compare possible future cash positions.

See your records in one picture.

Start with Starter Review pricing