A clearer agency cash-flow view, week by week.
Client payment timing and recurring agency costs rarely line up neatly. Morgan puts the dates you have recorded into a 13-week estimate, so the near-term picture can be reviewed alongside its assumptions.
Start with the records you have
The projection uses your starting cash position, open invoices and unpaid bills. Due dates inform timing; an open invoice is still a receivable, not cash in hand.
- Set an opening balance and date
- Add or import transactions and obligations
- Check invoice and bill dates before projecting
Look at timing, not just totals
An agency can be profitable over a month and still have a tight week if a large client payment is late. A week-by-week estimate helps surface timing differences for review.
- See estimated cash movement over 13 weeks
- Keep estimates visually separate from recorded amounts
- Follow projection entries back to the relevant records
Test a scenario carefully
Adjust an assumption such as a delayed client payment, an expected cost or a planned hire. Scenarios are planning aids; they do not predict what a client or supplier will do.
- Change one assumption at a time
- Compare the scenario with the baseline estimate
- Update the underlying records when circumstances change
Morgan is an additional financial management layer. It works alongside accounting software and professional advice; it does not connect to banks or move money.