INCOMINGClient A $12,400Client B $8,100Client C Due soon
Money is moving.
The whole picture isn't.
Invoices, balances and expenses tell different parts of the story until you bring the records into the same view.
Know your business.Own your numbers.
Cash on hand · recorded$84,260.00
Spending, invoices, receivables, bills and cash flow in one calm workspace — every figure traceable to the record behind it.
Knowing your numbers isn't the same as understanding your business.
Business finances are spread across records and dates. A useful view makes the connections easier to follow.
Money is moving.
MON12
TUE13
WED14
THU15
FRI16
Payment arrives after payrollSmall changes surface
after the pressure.
Late receivables and recurring costs can become urgent when their timing is hard to see together.
Decisions carry
different outcomes.
Looking at the assumptions behind a possible choice can help make the trade-offs clearer before acting.
Four parts. One financial picture.
Move from records, to changes, to possible outcomes, with context that stays close to the numbers.
FINANCIAL CORE / CASH ACTIVITYSample business · illustrative
Recorded cash position$84,260.00Three accounts · USD
DATE / RECORDCLASSIFICATIONAMOUNT
Oct 17 Northstar StudioIncome+$4,800.00
Oct 16 Payroll · weeklyExpense−$3,250.00
Oct 14 Workspace rentRecurring−$1,850.00
12 records this periodOPEN LEDGER ↗
01 — FINANCIAL CORE
Start with what is recorded.
A working view of business activity.
Organize transactions, accounts, invoices, bills, receivables and payables. Each number stays connected to its underlying record.
Explore the productN°04Cash in motion
Follow money in, and out.
Eight weeks of a sample business’s cash, posted the way Morgan posts yours: from records, week by week — until today, where the ink stops.
- Money in
Client payments and retainers rise from the opening balance as gold bars.
- Money out
Payroll, rent and software draw it back down. Every bar is a recorded transaction.
- Net cash flow
The line joins each week’s closing balance — income minus expenses, nothing assumed.
- After today, pencil
Open invoices and unpaid bills continue the statement as dashed estimates. They never look like records.
Recorded balance · week of Oct 13$75,588.60
Week of Oct 13Recorded transactions
- Opening$77,448.10
- Cedar HouseINV-0108+$12,340.50
- GustoPayroll−$14,200.00
- Net this week−$1,859.50
- Closing$75,588.60
Sample business · illustrative figures
LOOK AHEAD / HORIZON
See where today's decisions could take you.
Understand how incoming payments, recurring expenses and changing assumptions could affect your future cash position.
Illustrative forecast · example data only
Example invoice: $12,400 · due in 30 days
PROJECTED CASH POSITION$68,400Day 90 estimate · illustrative
RecordedEstimateBase scenario · assumptions visible.
Notice what changed before it becomes a problem.
A finding should tell you what moved, what record triggered it, and why it may deserve a closer look.
OCT 18OCT 16OCT 14
PAYMENT TIMING
An invoice passed its due date.
INV-0108 was due Oct 10 and remains marked sent. Check for a payment or an updated agreement before following up.
RECURRING COST
A recurring charge increased.
The latest hosting expense is higher than the previous recorded charge for the same vendor.
CASH PATTERN
Two payments land after payroll.
The timing in your current records creates a tighter week in the base estimate. Review the related dates in Horizon.
Sample businessIllustrative
activityFindings require your review and are linked to the records supplied.
activityFindings require your review and are linked to the records supplied.
MORGAN INTELLIGENCE / GROUNDED CONTEXT
Financial information, explained.
Ask about the records and estimates in your workspace. Morgan Intelligence can help explain the context; it does not create the underlying financial calculations.
How the explanation worksILLUSTRATIVE CONVERSATION SUPPLIED DATA
YOU ASKED
“Why does the cash estimate dip in the last week of October?”
MORGAN INTELLIGENCE
The base estimate includes $14,200 in payroll that week. It also places a $12,340 invoice payment in early November based on its saved due date.
If that payment arrives later, the lower balance lasts longer. The estimate uses your current invoice and bill dates; it cannot confirm when a client will pay.
Calculations are deterministic. AI provides explanation only.
REPORTS / YOUR RECORDS, MADE USEFUL
Turn financial activity into something you can use.
Review a period, understand the movement and share a report with the people who help run the business.
Explore reportingOctober, in view.
Recorded activity and a short outlook for the weeks ahead.
INCOME$64,820
EXPENSES$51,400
NET MOVEMENT+$13,420
RECORDED CASH → ESTIMATE
SAMPLE REPORT
NOT CUSTOMER DATA
NOT CUSTOMER DATA
From records to a clearer decision.
Morgan is designed to keep each step inspectable, from the source record to a possible future outcome.
Add your records
Enter activity or import a statement for review.
Build the picture
Bring accounts, transactions and obligations into one view.
Explore what changes
Review findings, assumptions and possible scenarios.
Decide with context
Use the records and outlook in your own business decisions.
Choose the level of financial clarity you need.
Starter limits are active. Pro and Max use one-time PayPal.Me payments and administrator verification; there is no trial or automatic renewal.
01 / PLAN
Starter
Freealways free
No trial- Capacity: 1 workspace · 1 seat (team support not available yet)
- 250 new financial records/month
- 30-day Horizon · 1 saved scenario
- 10 Intelligence responses · 2 PDFs/month
- Monitor: core functionality
- Starter limits are active.
02 / PLAN
Pro
$49.99one-time monthly
No trial · no auto-renewal- Capacity: 1 workspace · 3 seats (team support not available yet)
- 3,000 new financial records/month
- 90-day Horizon · 10 saved scenarios
- 150 Intelligence responses · 20 PDFs/month
- Monitor: full functionality
- One-time PayPal.Me payment with manual verification.
03 / PLAN
Max
$199.99one-time monthly
No trial · no auto-renewal- Capacity: 5 workspace · 10 seats (team support not available yet)
- 20,000 new financial records/month
- 90-day Horizon · 50 saved scenarios
- 600 Intelligence responses · 100 PDFs/month
- Monitor: full functionality
- One-time PayPal.Me payment with manual verification.
YOUR BUSINESS, IN VIEW
See your business clearly.
Bring your financial records together and understand what comes next.
Start free No payment details. No trial. Your records stay yours.